Preserving Legacies.
Securing Futures.
Risk is the companion of ambition. For over three decades, we have been the silent guardians of businesses and families, crafting bespoke insurance architectures that allow you to grow without hesitation.
Beyond Policy. Partnership.
We don't just sell insurance. We act as architects of certainty in an uncertain world.
Unwavering Stability
In a volatile market, we remain your constant. With 30+ years of operational excellence, our foundation is built on deep industry foresight and fiscal resilience.
Strategic Guidance
We analyze the nuances of your life and business to identify unseen risks. Our advice is not generic; it is a calculated strategy for your protection.
Personalized Care
You are not a policy number. You are a partner. Our concierge-level service ensures that when you need us, we are already there.
"The art of insurance is not about predicting the future. It is about being prepared for it, so our clients can face it with absolute confidence."
33+
Years of Excellence
1000+
Families & Businesses Secured
100%
Commitment to Settlement
Who We Are
Founded in 1993 by Sohanlal Kadel, Kadel Insurance Brokers Pvt. Ltd. was built on a simple conviction: every business and family deserves a trusted partner to navigate the complexities of risk.
As licensed General Insurance (Direct) Brokers (License No. 127), we bridge the gap between complex underwriting and the human need for security. Our independence means we work for you, not the insurer.
Today, we serve a diverse clientele — from high-net-worth individuals to large-scale industrial corporations across Telangana and beyond. We are more than brokers; we are your advocates in the boardroom and your support system in times of crisis.
Leadership
Sohanlal Kadel
Chairman & Managing Director
Founder of Kadel Insurance. Over 30 years of visionary leadership in the insurance broking industry, building the company from the ground up.
Rajesh Kabra
Principal Officer
Leading our strategic vision with 25+ years of industry governance experience. IRDA certified insurance professional.
rajesh@kadelinsurance.comKishangopal Kadel
Director - Marketing
Driving client relationships and expanding our footprint across sectors with innovative outreach strategies.
EmailOur Expertise
Health & Wellness
Holistic protection for individuals and groups, covering critical illness, hospitalization, and overseas travel emergencies.
Automotive
From private fleets to commercial logistics. Comprehensive coverage for all classes of vehicles on the road.
Commercial Assets
Protecting infrastructure against fire, perils, and industrial risks. Includes Marine Cargo and Jewellery Block insurance.
Engineering
Specialized risk cover for Contractors, Erection All Risk, Machinery Breakdown, and Loss of Profit scenarios.
Corporate Liability
Shielding your business from legal claims. Public Liability, Professional Indemnity, and Workmen Compensation.
Property & Office
Comprehensive packages for shopkeepers, offices, and households. Protecting against burglary and money-in-transit risks.
The Moment of Truth
"Claims are the true test of a Broker's role – they are the litmus test of our commitment to service."
We do not just file paperwork; we champion your cause. We ensure a just and fair settlement in a cost-efficient and timely manner.
Notify
Contact us immediately. We alert the insurer instantly to secure your position.
Document
Submit your proofs through our office. We organize and verify every detail.
Resolve
We handle the negotiation. You receive the settlement you deserve.
Do's
- Take precautions to minimize loss.
- Notify police for theft or malicious damage.
- Preserve damaged items for inspection.
Don'ts
- Do not admit liability lightly.
- Do not dispose of property before inspection.
- Do not authorize repairs without consent.
Need Urgent Help?
Call 040 2329 7324Start a Conversation
Headquarters
402, 4th Floor, Mogul Apartment
Deccan Towers,
Basheerbagh
Hyderabad - 500 029
040 2329 7324
kadelinsurance@gmail.com
Insurance Insights
Understanding insurance is the first step to protecting what matters most. Here's what every individual and business owner should know.
Why Insurance Matters
Insurance isn't just a safety net — it's a strategic tool for financial resilience. A single unforeseen event — a fire, a health emergency, a natural disaster — can wipe out years of savings and hard work. Insurance transforms catastrophic, unpredictable costs into manageable, planned premiums.
Health Insurance
Medical costs are rising at 15% annually. A single hospitalization can cost ₹5-10 lakhs. Health insurance protects your family's finances while ensuring access to quality healthcare.
- Start early — premiums are lower when you're young
- Choose family floater plans for better value
- Don't just look at premium — check the claim settlement ratio
Business Insurance
One fire, one lawsuit, one machinery breakdown can shut down your operations. Business insurance keeps your livelihood running even when disaster strikes.
- Assess all risks — fire, theft, liability, natural disasters
- Insure for replacement value, not market value
- Review and update coverage annually
Motor Insurance
Third-party motor insurance is mandatory by law. But comprehensive coverage protects you from own damage, theft, and natural calamities too.
- Always opt for comprehensive over third-party only
- Add-ons like zero depreciation can save lakhs
- Never let your policy lapse — renewal is cheaper than fresh
Common Mistakes to Avoid
Under-insuring
Buying the cheapest policy often means inadequate coverage. When a claim arises, you end up paying the difference from your own pocket.
Ignoring the Fine Print
Exclusions, waiting periods, and sub-limits can surprise you at claim time. Always read and understand your policy document.
Delaying Purchase
Insurance premiums increase with age and pre-existing conditions. The best time to buy is before you need it.
Not Disclosing Facts
Hiding pre-existing conditions or past claims can void your entire policy. Always be transparent with your insurer.
Letting Policies Lapse
A gap in coverage means losing accumulated benefits like no-claim bonuses and continuity benefits for pre-existing diseases.
No Broker Guidance
Navigating insurance alone means missing out on better terms, claim support, and industry expertise. A broker works for you, not the insurer.